Vehicle Service Contracts

As a Vehicle Dealer, you understand that one of the most reliable ways to grow your business is through providing quality products and satisfying service to your customers.

American Guardian Warranty Services, Inc. (AGWS) is an innovative provider of administration services for Dealers and Marketers offering vehicle service contracts, limited warranties, and a variety of environmental and aftermarket products across the United States.

Since its inception in 1998, the goals of AGWS are to offer superior claim processing, exceptional customer service, and unmatched profitability options for our dealer partners.

We provide quality F&I products including:

Vehicle Service Contracts
Extended Lease Wear & Tear
Lifetime Powertrain
GAP Protection
Appearance Protection
Paintless Dent Repair
Dent & Ding Protection
Theft Protection
Tire & Wheel Protection
Key Replacement
Dealer Branded Pre-Paid Maintenance

BETTER COVERAGE. FASTER CLAIMS SERVICE.

Our Dealers sell service contracts through first-class administration and superior claims services.

Timely claims service is one of the most common challenges to great customer service. At AGWS, more than 90% of our claims are paid with a corporate credit card in an average of 3 hours or less. It’s one of our key measures of providing excellent customer service.

PROFIT SHARING AND WEALTH BUILDING

We have extensive experience managing profit participation programs including:

Producer Owned Reinsurance Company
Producer Retro Program
Manufacturer Participation Program
Agency or Marketer Retro Program
Dealership Quarterly Bonus Program
Administration Only Program
Quota Share Reinsurance Program

RETROSPECTIVE PROGRAMS (RETRO)

When loss ratios are correctly managed, Retro Programs can help maximize income and cash flow for our Dealer partners.

CONTROLLED FOREIGN CORPORATIONS

Also known as a Producer-Owned Reinsurance Company, this position can maximize earnings and defer income while offering flexibility and control.